Agricultural Clients

AgroExpress

“I want a loan that is easy to obtain, easy to use and easy to pay, for all the expenses of my agricultural undertaking.”

If you have at least one season worth of agricultural experience, you are eligible to obtain quickly and easily a loan tailored for your undertaking. At ProCredit Bank you talk to people who understand agricultural businesses. Together, we choose the best lending solution for you.

So, you receive financing of up to EUR 15,000 / LEI 60,000, rapidly, for any needs of your agricultural undertaking, over a period of up to 7 years. You can choose to pay a bigger or a smaller instalment during the agricultural year, depending on your incoming money. With the AgroExpress loan you cover expenses for setting up and maintaining a crop and / or you can invest in your farm, acquiring tools, animals, irrigation equipment, buildings, solaria etc.

Moreover: 

• You solve all your financial needs with only one instalment;
• You are free to decide how to use the loan, without submitting justifying documents to the bank;
• You spare timethanks to the rapid answer to your application;
• You enjoy flexibility because you establish with the bank a convenient way to pay your instalments;
• You do not need to set up mortgages for the loans granted over a period of up to 5 years;
• You know from the beginning all the costs incurred.

Apply on-line and we’ll contact you!

AgroSeasonal

“I currently have expenses for crop preparation, but I will only have incomes at harvesting time. What financing solution does ProCredit Bank offer me?”

ProCredit Bank offers you a loan of up to EUR 30,000 / LEI 120,000, over a period of up to 4 years, and you pay your instalments only in those months when you have incomes. You have the money from the loan at your disposal for any financing need. In order to obtain this loan, you need to have at least one season of experience in agriculture. With the AgroSeasonal loan:

• You secure your resources for seeds, fertilizers, fuel, plant treatments, repair works;
• You can buy animals for breeding, milk or meat;
• You can make the desired investments in solaria, greenhouses, warehouses, etc.
• You purchase equipment.

In addition:

• It is easier for you to manage your liquidities because you receive the money when you need it and you pay after harvesting;
• You have 0 instalments in those periods when you have no income;
• You enjoy flexibility for loan guarantee: we accept any king of collateral, depending on the specificity of the business and the lending period;
• You have flexibility when it comes to using your funds;
• You know from the beginning all the costs incurred.

Apply on-line and we’ll contact you!

AgroFlexible

“I want the bank to understand the needs of my business. What financing solutions does ProCredit Bank offer me?”

At ProCredit Bank you talk to professionals specialized in funding agricultural businesses. So, we offer you a loan with a maximum maturity of up to 10 years (depending on the amount and the collaterals), which grants you maximum flexibility in financing your agricultural business, both for working capital and for investments. In order to obtain this loan, you need to have at least one season of experience in agriculture. For more freedom in using the funds, you can either cover the expenses related to the setup and maintenance of the crop, or invest in tools, animals, irrigation equipment, buildings, solaria etc.

In addition:

• It is easier for you to manage your liquidities because the repayment plan is adjusted to your needs:
  • You can apply for a grace period (total grace: 6 months; standard grace: 9 months)
  • You can make the repayments in seasonal instalments (the payment in 4 instalments after harvesting and 0 instalments for the rest of the year).
• You enjoy flexibility as to the guarantee conditions: we accept any king of collateral, depending on the specificity of the business and the lending period;
• The loan can be also covered partially with collateral from the Guarantee Fund for Rural Loans;
• You know from the beginning all the costs incurred

Apply on-line and we’ll contact you!