Loans for housing investments
Renovation loan
What is the purpose of the renovation loan?
- Renovation, rehabilitation and improvement of apartments, houses and other buildings / constructions;
- Landscaping;
- Installation of water, electricity, heating supplies and other services related to the real estate/construction;
- Other small investments for the improvement of a real estate;
- Refinancing of loans from the bank, or from other financial institutions, disbursed for the above-mentioned purposes.
Housing loan
What is the purpose of the housing loan?
- Purchasing lands, apartments, houses and other real estate assets;
- Construction, consolidation or extension of buildings;
- Refinancing of loans from the bank, or from other financial institutions, disbursed for the above-mentioned purposes.
Characteristics:
- The Bank can finance up to 75% of the value of the real estate for the acquisition of which the loan is requested;
- Maximum value – EUR 75,000;
- Loan maturity: maximum 15 years;
- The only loan collateral can be the mortgage on the bought apartment.
What fees do I need to pay?
- Analysis fee for the credit file;
- Partial / total early repayment fee for the loan;
- Single fee for services provided at the request of the customer.
The loan agreement is provided at any of the Bank’s offices, to all the persons who request information on the credit products offered by the Bank and to all those who file a loan application.