Classic Deposit
You save money on a definite period and you enjoy the best interest rate!
Characteristics:
- You can open your deposit in LEI, EUR or USD on terms which go from 1 month to 3 years, with or without automatic extension upon maturity;
- You need to open a current account in the currency in which you open your deposit.
- You enjoy a fixed interest throughout the term of your deposit;
- The minimum amount for opening a Classic Deposit is: LEI 500 / EUR 100 / USD 100;
- The cash withdrawal fee is 0% (if you make the withdrawal within the first 5 days from the due date, in the deposited currency, up to the equivalent of EUR 10,000 / deposit);
- You can receive the interest every month (if the deposit is on a term of at least 6 months), upon the maturity of the deposit, or you can capitalize it.
Interest rates – Classic Deposit * (in percentages, per year):
|
Maturity |
LEI |
EUR |
USD |
|
1 month |
5.00 |
2.80 |
0.50 |
|
3 months |
5.75 |
3.50 |
0.50 |
|
6 months |
6.10 |
3.60 |
1.00 |
|
12 months |
6.40 |
3.60 |
1.00 |
|
24 months |
6.40 |
4.00 |
1.00 |
|
36 months |
6.40 |
4.00 |
1.00 |
The interest rates are calculated for 1 year = 365 days and they are paid in the current account. For deposits with automatic extension, the interest rate applied for the renewed term is the standard one normally offered by the bank at that moment.
*The bank has the obligation to transfer to the state budget the interest income tax of 16%, according to the legislation in force.
*Standard interest rates offered by the bank are available for an exposure of up to EUR 100,000 or equivalent, per client. For any amount over this ceiling, the Bank may establish the level of the offered interest rate individually, and such level may be under the standard level.