Mobile Deposit
Saving money with the interest rate of a deposit and the flexibility of a savings account! You can withdraw the necessary amounts without the need to close the deposit.
Characteristics:
- You can open your deposit in LEI, EUR or USD on terms which go from 3 months up to 3 years;
- You have permanent access to the funds from your deposit, on the condition that you keep a minimum balance: LEI 2,000 / EUR 500 / USD 500;
- The bank offers you an interest both for the amounts that you keep until maturity, and for the amounts withdrawn before the due date.
Interest Rates for the Mobile Deposit* (in percentages, per year, the interest rate is fixed)
|
The interest rate for amounts kept in the account until maturity |
LEI |
EUR |
USD |
|
3 months |
5.50 |
3.40 |
0.40 |
|
6 months |
5.85 |
3.50 |
0.90 |
|
12 months |
6.15 |
3.50 |
0.90 |
|
24 months |
6.15 |
3.90 |
0.90 |
|
36 months |
6.15 |
3.90 |
0.90 |
|
The interest rate for amounts withdrawn before maturity |
2,00 |
0.25 |
0.25 |
For the Mobile Deposit, interest rates are calculated for 1 year = 365 days and they are paid in the current account, thus:
- Reduced interest rate,for the amounts that were withdrawn before the due date (partial amounts)
- Fixed interest rate, for the amount that is left until the maturity of the deposit.
* The bank has the obligation to transfer to the state budget the interest income tax of 16%, according to the legislation in force.