Pensioner Deposit
You save money in advantageous conditions, with an increased interest as compared to the Classic Deposit!
Characteristics:
- an interest rate increase of 0.2% for your funds in EUR and in LEI as compared to the Classic Deposit
- You need to open a current account in the currency in which you open your deposit.
- You can open your deposit in LEI, EUR or USD on terms which go from 1 month to 3 years;
- You enjoy a fixed interest throughout the term of your deposit;
- The minimum amount for opening thedeposit is: LEI 500 / EUR 100 / USD 100, and the maximum amount of all the deposits is LEI 175,000 / EUR 50,000 / USD 50,000 / pensioner;
- The cash withdrawal fee is 0% (if you make the withdrawal within the first 5 days from the due date, in the deposited currency, up to the equivalent of EUR 10,000 / deposit);
- You can receive the interest every month upon the maturity of the deposit, or you can capitalize it;
- Your deposit can be extended automatically upon maturity;
- You can opt for the monthly transfer of the interest, regardless of the maturity of the deposit.
Interest Rates Pensioners Deposit* (in percentages, per year):
|
Maturity |
LEI |
EUR |
USD |
|
1 month |
5.20 |
3.00 |
0.50 |
|
3 months |
5.95 |
3.70 |
0.50 |
|
6 months |
6.30 |
3.80 |
1.00 |
|
12 months |
6.60 |
3.80 |
1.00 |
|
24 months |
6.60 |
4.20 |
1.00 |
|
36 months |
6.60 |
4.20 |
1.00 |
The interest rates are calculated for 1 year = 365 days and they are paid in the current account. For deposits with automatic extension, the interest rate applied for the renewed term is the standard one normally offered by the bank at that moment.
*The bank has the obligation to transfer to the state budget the interest income tax of 16%, according to the legislation in force.