SMEs

ProIMM loan

“It is ever more complex to manage financing needs and current debts. What solutions does ProCredit Bank offer me?”

By using the financing solutions from ProCredit Bank you manage simultaneously both your liquidity needs for working capital, investments, loan instalments or leasing, and other general expenses. You can obtain funds of up to EUR 150,000 / LEI 640,000, with a single, smaller monthly instalment and a financing period of up to 10 years. In addition, you can enjoy a grace period of up to 12 months.

• You manage efficiently all the financial needs of your business with a single loan;
• You ensure the financing of the working capital and/or other general expenses on a longer term;
• You optimize the costs of the business, by renewing its technologies (through investments in machines, equipment, tools etc.) and by increasing the efficiency of the activity (investments in warehouses, production etc.);
• You have a better control over the monthly payments, since you have a single instalment, if you choose to refinance all your loans / leasing obtained from other financial institutions;
• You obtain additional liquidity because you have a smaller instalment and the longest financing period, of up to 10 years;
• You enjoy a grace period of up to 12 months;
• You enjoy flexibility as to the analysis and timeliness for the disbursement decision;
•  You know from the beginning all the costs incurred.