Green light for investments
Green light for investments

Your home can be greener if you access the ProGreen Energy Efficiency Investment Loan.

Eligible destinations:

  • Home insulation
  • Heating solutions
  • Lighting systems
  • Energy efficient equipment
Attractive offer
Attractive offer

With the ProGreen Credit you benefit from:

Loan period: up to 5 years

Loan amount: up to 150.000 LEI

Interest rate: fixed 12%* or variable IRCC + 6%*

0 down payment

*Interest valid for clients who receive income in a current account opened with ProCredit Bank.

Apply from wherever you are
Apply from wherever you are

Open your ProGreen account 100% online, with 0 management fees and you can apply for an investment loan at the same time.

A dedicated customer advisor will contact you and give you all the information you need (loan details, costs, estimated calculations, etc.).

If you already have an account with ProCredit Bank, fill in the form here.

A more energy efficient and environmentally friendly home

The ProGreen Loan for energy efficiency investments is our way of supporting the reduction of individual energy consumption in a responsible way.

This banking product is for those who want to have a more environmentally friendly home.

ProGreen loan destinations for energy efficiency investments

Insulating your home

  • External wall insulation (insulation thickness ≥ 10 cm)
  • Roof or terrace insulation (layer of insulation material ≥ 10 cm): double glazing (min. 4-16-4 with argon coating), triple glazing (min. 4-12-4-12-4).

Heating solutions

  • Heat pump (COP ≥ 2.9)
  • Condensing gas-fired central heating systems (central heating systems for domestic use)
  • Air conditioning system (energy class >= B or energy efficiency ratio ≥ 3.4)
  • Solar water heating system
  • Biomass heating plants

Efficiency of energy consumption

  • LED lighting systems (luminous efficacy ≥ 100 lm/W)
  • Purchase of more energy efficient household appliances (energy class > B*)

*Energy classes are indicated according to the new European classification of 2022. The same appliances were indicated as A+ until 2022.

Product details

We want you to save on your electricity and heating bills while increasing the comfort level of your home. In addition, you have a positive impact on the environment by reducing pollution levels and improving air quality.

The ProGreen Loan is granted in LEI on the basis of a declaration of the type of investment you want to make.

Benefit from:

  • Loan period: up to 5 years
  • Loan amount: up to 150.000 LEI
  • Interest: fixed 12% or variable IRCC + 6%
  • 0 advance

Interest rate available for clients who collect their income in a current account with ProCredit Bank.

Eligibility conditions:

  • You are Romanian citizen, resident in Romania and you are between 18 and 65 years old (on the last due date of the loan)
  • You are an employee with at least 1 year working experience, of which the last 3 months at your current job or you receive income from self-employment (or dividends)
  • You have a monthly income, registered with ANAF, of more than 2,250 LEI

Calculation examples:

For a loan of 50,000 LEI, granted for a period of 5 years, with a registration cost in the electronic archive of 150 LEI and a fixed annual interest rate of 12%, APR = 12,83%, monthly rate = 1,113 LEI, total payable amount = 66,867 LEI.

For a loan of 50,000 LEI, granted for a period of 5 years, with a recording cost in the electronic archive of LEI 150 and variable annual interest of IRCC + 6%, APR = 12.79%, monthly rate = LEI 1.112 LEI, total amount payable = LEI 66.823 LEI.

The change in the reference index in the variable interest component, the change in own income, could affect the ability to pay the loan instalments.

The APR value is determined for information purposes and is subject to change.