The INVESTMENT Loan from ProCredit Bank – a smart solution for businesses
Bucharest, May 13, 2013
ProCredit Bankoffers its SME customers, including those working in agriculture, a very advantageous funding solution designed to support their development.
The INVESTMENT Loan from ProCredit Bank provides full financing for investment projects: the bank does not require a contribution from the customer. Also, from May 9, 2013 until September 30, 2013, there is no fee for the analysis of the customer’s credit file.
The INVESTMENT Loan from ProCredit Bank can be obtained for the longest funding period on the market at this time, with a maturity of up to 15 years for property purchase and 10 years for equipment purchase, which provides small and medium-sized enterprises with greater flexibility in managing their financial activities. Therepayment plan is adapted to the particular business of the respective enterprise; customers can opt for a grace period of up to 12 months and / or for unequal instalments, based on the seasonality of their business.
The offer is addressed to existing as well as new customers of the bank, and also covers the refinancing of investment loans obtained from other financial institutions. The guarantees required are flexible thanks to collaboration with the National Guarantee Fund for Loans for Small and Medium-Sized Enterprises.
In addition, during the campaign period, new customers of the bank can benefit from additional offers – they can apply for INVESTMENT Loans, which are being issued with a reduced disbursement fee of only 0.5%, and they can also sign up for the ProActive SME banking services package, which allows SMEs to manage their current transactions for a fixed monthly cost, until 31.12.2014. This fixed monthly fee, which ranges from RON 50 to RON 250 depending on the size of the business, covers charges for non-express domestic payments of less than RON 50,000, the maintenance fee for ProB@nking Plus, our Internet banking services, and the fee for the InfoSMS service (whereby customers receive daily information on promissory notes and checks due for payment). In addition, there is no opening or maintenance fee for the current account.
ProCredit Bank has supported the activity of SMEs in Romania for 11 years, constantly seeking flexible and advantageous financial solutions for their development.