Portfolio Risk Sharing Loan

PRSL credit facilities for SMEs

ProCredit Bank offers support for your business with the new Portfolio Risk Sharing Loan (PRSL) credit facilities financed through the Competitiveness Operational Programme, which involve risk sharing between the Bank and the European Investment Fund. Thus, you can access financing for investments or for working capital, under extremely advantageous loan terms.

Through the PRSL financial instrument, you get the following advantages:

  • A partially subsidized interest reduced by 50% compared to the standard rate;
  • Repayment period of a minimum of 12 months extended to a maximum of 10 years, set according to the loan destination;
  • The credit facilities are provided in national currency – LEI;
  • Support for your innovative business and professional financial advisory servicesprovided by our dedicated and specialised client advisers.



Eligibility criteria

  • The loans can be accessed by innovative SMEs, active in the production or service field;
  • The maximum amount granted is Lei 7 million;
  • The credit facilities are granted for investments or for working capital, except for the refinancing of credit facilities from other banks.





Project co-funded by the European Regional Development Fund through Competitiveness Operational Programme 2014-2020.

The content of this material does not necessarily represent the official position of the European Union or the Government of Romania.