SMEs

ProIMM loan

“It is ever more complex to manage financing needs and current debts. What solutions does ProCredit Bank offer me?”

By using the financing solutions from ProCredit Bank you manage simultaneously both your liquidity needs for working capital, investments, loan instalments or leasing, and other general expenses. You can obtain funds in EUR or LEI, with a single, smaller monthly instalment over a financing period of up to 10 years, and with a grace period of up to 12 months.

• You manage efficiently all the financial needs of your business with a single loan;
• You ensure the financing of the working capital and/or other general expenses on a longer term;
• You optimize the costs of your business, by renewing its technologies (through investments in machines, equipment, tools etc.) and by increasing the efficiency of the activity (investments in warehouses, production etc.);
• You have a better control over the monthly payments, since you have a single instalment, if you choose to refinance all your loans / leasing products obtained from other financial institutions;
• You pay less, in a single monthly instalment with a maturity of up to 10 years;
• You enjoy a grace period of up to 12 months;
• You enjoy flexibility as to the analysis and timeliness for the disbursement decision;
• You know from the beginning all the costs incurred;
• At ProCredit Bank you are permanently assisted by a client adviser dedicated to your business, who is there to answer and counsel you as to the products and services which best suit your business. This is an advantage, as it offers you a direct relationship with us, along with added accessibility and flexibility.