SMEs

“I want a single monthly instalment for all my loans. What solutions does ProCredit Bank offer me?”

If you have loans from other financial institutions and you find it more and more difficult to pay your instalments, come to ProCredit Bank and, with a client adviser dedicated to your business, you will surely find the right solutions and an easier way to pay your debts.

Thus, by using the financing products from ProCredit Bank you manage simultaneously both your liquidity needs for working capital, investments, loan instalments or leasing, and other general expenses. You can obtain funds in EUR or LEI and a grace period of up to 12 months. 

• It is easier for you to manage your liquidities because you pay only one monthly instalmentand you can refinance through a single loan all your financing products (loans, credit lines, leasing products). You obtain additional liquidity because you have a smaller instalment and the longest financing period, of up to 10 years;
• Through the same loan you can obtain additional money for:
  • The payment of commercial debts (suppliers) and states taxes;
  • Working and / or investment capital;
• You enjoy dedicated counselling in order to choose the refinancing loan which is perfectly adjusted to the needs of your business;
• You enjoy flexibility as to the analysis and timeliness for the disbursement decision;
• You know from the beginning all the costs incurred.
• At ProCredit Bank you are permanently assisted by a client adviser dedicated to your business, who is there to answer and counsel you as to the products and services which best suit your business. This is an advantage, as it offers you a direct relationship with us, along with added accessibility and flexibility.