SME Initiative

SME loans under the SME Initiative Programme


Choose one of the smart solutions that ProCredit Bank is providing for financing of your business! Any idea on developing your business be it via working capital or investments for growing and innovation can be put into practice through the new Operational Programme SME Initiative.  


ProCredit Bank in collaboration with the Romanian Government, the European Commission and the EIB Group provides attractive loan facilities so that you can take advantage of:

o    60% collateral coverage offered through the Operational Programme SME Initiative

o    reduced interest rate

o    financing up to RON 22,700,000

o    extended repayment period (minimum 24 months), set according to the loan destination.


The financing offer is supported by the European Union  through the Operational Programme SME Initiative, financed by the European Union through the Regional Development European Fund “ Horizon 2020” and by the European Investment Fund and the European Investment Bank.