ProCredit Bank launches ProDigital Business, the platform dedicated to business customers for 100% online account opening and authorization
Bucharest, 13 December 2022 - ProCredit Bank, the digital, growth-oriented commercial bank, launches the ProDigital Business platform for business customers who can now open a bank account 100% online. The bank's new service is the only one in Romania that also allows digital authorization of individuals on a business account.
With ProDigital Business, all account opening and authorization processes at ProCredit Bank can be done digitally. Now business customers can also upload documents and electronically provide information needed to open and authorize business account managers from the comfort of their office. Entrepreneurs can thus prioritize their business development activities, investing the time gained from eliminating the bureaucratic processes required in working with a financial institution.
The ProDigital Business platform is intuitive and incorporates a user-friendly interface. Customers can open their business account 100% online, in a few simple steps, by uploading and validating their ID card, identifying the legal representatives or authorized person on the account via a video call, and validating the application by electronic signature. The digital flow to open a business account is available at this link: https://prodigitalbusiness.procreditbank.ro/deschidecont, and the one for authorizing a private individual on an existing account here: https://prodigitalbusiness.procreditbank.ro/autorizare.
"ProDigital Business meets the needs of business customers, by streamlining the operations carried out in the relationship with the bank. Customers are often faced with bureaucracy and a complex process that they have to go through in person. Trips to the bank for authorisations or signatures are a stress factor for companies, wasting resources and time that could be directed towards business development. Authorizing a private individual on a company account, without them and their legal representative physically going to the bank, is an important step in dealing with customers and a key aspect in streamlining our internal processes. Moreover, by digitizing these operations we are considerably reducing the amount of paper used, an important strategic objective of the bank in terms of
sustainability" said Laurenția Popescu, Head of Banking Applications Support at ProCredit Bank.
Thus, ProCredit Bank now offers digital services that meet most of its customers' banking needs, responding digitally to the full spectrum of processes a company goes through in its relationship with the bank, from account opening to day-to-day operations.
ProDigital Business, the right decision for developing a sustainable business environment
The launch of the digital platform comes in the context of the 20th anniversary of the financial institution's activity in Romania. The only 100% German-owned bank, ProCredit Bank encourages the right decisions for a digital and sustainable future, both in its relationship with individual and corporate clients.
ProDigital Business is the second anniversary service that ProCredit Bank is launching, after ProGreen Anniversary - the first green current account package for individuals, who can be certain that their financial activity will not support projects that have a negative impact on the environment.
Digitization and implementation of the concept of sustainability, in both internal and external operations, have played an important role in the institution's development in recent years. The decision to transform classic teller counters into 24/7 areas, replacing the in-branch work with cash, came in 2016, when ProCredit Bank became the first bank in Romania to introduce the concept of "cashless" branches.
ProCredit Bank Romania:
ProCredit Bank Romania is part of the growth-oriented ProCredit group of commercial banks for small and medium-sized enterprises (SMEs). ProCredit Holding AG, based in Frankfurt am Main, Germany, is the parent company of the ProCredit Group. In addition to its operational focus on South Eastern and Eastern Europe, the ProCredit Group is also active in South America and Germany. The
company's shares are traded on the Prime Standard segment of the Frankfurt Stock Exchange. The main shareholders of ProCredit Holding AG include the strategic investors Zeitinger Invest and ProCredit Staff Invest (the investment vehicle for ProCredit staff), the Dutch company DOEN Participaties BV, the KfW Development Bank and the IFC (part of the World Bank Group).
As the parent company of the group under German banking law, ProCredit Holding AG is supervised on a consolidated basis by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin) and the German Bundesbank.