Agricultural Clients

"I have an investment project in mind, but I don’t have sufficient collateral to obtain the financing I need. How can ProCredit Bank help me?"

ProCredit Bank, in collaboration with the European Investment Fund, provides guarantee facilities to help you move forward with your investment project. You can access loans in both Euros and Lei, with a maturity of up to 10 years, and you can benefit, based on the agreement with the E.I.F., from commission-free guarantees of between 50% and 75% of the value of the loan.

European Guarantee Loans are available in various size ranges and with various terms:

Choose theEuropean Guarantee Loan in amounts ranging betweenLei 50,000 and Lei 110,000 with terms up to 5 years:

• you can use the loan both for investments and for working capital
• the E.I.F. guarantees 75% of the amount financed, and the bank does not require collateral
• you have a flexible repayment plan, tailored to your production cycle (equal monthly instalments or adjusted for seasonal variations)

Do you have a project that requires a larger amount of funding?

Choose the European Guarantee SME Loan for working capital up to a maximum of Lei 450,000

• with terms of up to three years
• guarantees from the E.I.F. covering 50%of the amount financed
• and a flexible repayment plan, tailored to your production cycle (equal monthly instalments or adjusted for seasonal variations)

Choose the European Guarantee SME Loan for investments between EUR 25,000 and EUR 100,000 or Lei equivalent:

• with terms of up to 10 years
• guarantees from the E.I.F. covering 50%of the amount financed
• and a flexible repayment plan, tailored to your production cycle (equal monthly instalments or adjusted for seasonal variations)

This financing benefits from a guarantee issued under the European Community’s Competitiveness and Innovation Framework Programme!

Access to finance through the European Union